Welcome to Millennial Money Guide, the best resource for millennials who want to be smarter with their finances and get rich slowly.

This page will help you get the most out of this site. First off, my name is Brian. I run the show around here.

Millennial Bucket List

My name is Brian Meiggs and I live in Washington, D.C.  I launched Millennial Money Guide in January of 2016 in order to share my experience and knowledge in finance and entrepreneurship. In addition to being a millennial money blogger, I enjoy fitness, traveling, sports, minimalism, crossing items off my bucket list and spending time with close friends and family.

My Story

Growing up, I also was always very resourceful. I used my resources to my advantage and always seemed to find ways to make money with relative ease. For example, I managed to make thousands of dollars just by flipping iPhones. That didn’t seem like a viable career so I went off to study Finance at Virginia Commonwealth University. 
 
In my upper-level Finance classes, I was introduced to the wonderful world of financial markets. Things got interesting for me. I eventually started dabbling in the stock market in order to put my education to good use, right? I was not your typical long term set and forget IRA investor, I was in it to make money, quick.
 
I found a strategy that worked for me, I employed a trading strategy that was considered short term swing trading. I would hold positions no longer than a few days and trade on momentum and volatility. I was willing to risk money I was willing to lose. I was able to fund my trading account using the money I earned from my internship at SunTrust. However, there were times where an opportunity arose and I seized it.
 
I purchased stocks of Nokia (remember them?), days before it was announced it was merging with Microsoft. The markets liked this news and the stock rose and I made over $8,000 in just a few days. Things were good. I remember walking into my finance courses with a quirky smile and would explain my trading strategy to my buddies and they would all listen intently. College was fun!

Fast Foward To Graduation 

I graduated and was thrilled to finally experience the “real world.” I did my due diligence and applied for few dozen jobs that caught my eye. Thankfully, I landed a few job offers but ultimately accepted one in Washington, D.C. area, where I was born and raised. Things got real, I graduated with $30,000 in student loan debt which was… alarming.

I became really frugal those few months after graduation. With the intent of paying off my debt as quickly as possible and start building a positive net worth. I spent a few days figuring out what expenses I am able to cut (Netflix, streaming services, etc) and how to minimize spending. I formulated and created a strict budget in which I saved money and those savings went towards paying off my student loans. 
 
Along with the bi-weekly payments coming in from my salaried position, I developed multiple streams of income by continuing dabbling in the stock market and different side hustles. I managed to pay off $30,000 of student loans in just 12 months after graduating college.
 
The biggest factor in battling debt was ultimately paying more than the monthly minimum. At times, I would be making $1000 or up to $4000 lump sum payments when the minimum was only $300! Got a bonus check? The entire amount went towards paying down those pesky student loans. 

 

debt free
This was so good I had to screen shot it! All my hard work had finally paid off! 🙂 

Debt Free At Last 

I still recall the feeling I felt when I made that very last student loan payment. After paying off $30,000 in student loans, I created this site, Millennial Money Guide, as a resource for millennials to come and learn about money. I also like to share some of my personal experiences with money, entrepreneurship, side hustles, and many other topics related to money.
 
You heard my story as it relates to money. Now I want to learn about yours, beyond the statistics and the generalized essays about millennials. I created a series called #MeetMillennials where Millennials all over the country and share their experience with money. You can read their stories here. Want to share your story?

What’s Next

I’m excited about what the future holds for Millennial Money Guide. Feel free to use MMG and my story as a tool, resource, and inspiration. You can really improve your financial IQ, and I really hope you do! You don’t have to be financially screwed by student loan debt and consumer debt just because you are a Millennial.

If it’s your first time here, here’s what you should do right now:


#1. Go through the free guides:

MILLENNIAL MONEY GUIDESMillennial Money Guide

PERSONAL FINANCE GUIDESIDE HUSTLES GUIDESAVINGS GUIDERETIREMENT GUIDEMORTGAGE GUIDEMEET MILLENNIALSDEBT GUIDEENTREPRENEUR GUIDE

#2. Read These Posts Firsts:

 

Pay Off Student Loans: How to Organize and Eliminate Student Loan Debt

But you can budget better: Six Ways To Save In Your 20s

Start Saving: How to Save Your First $1000

Increase Your Credit Score:  How to Improve Your Credit Score

Pay Off Credit Cards Better: Brilliant Way of Paying Off a Credit Card Quickly

Start Making Supplemental Income: 10 Easy Side Hustles Millennials Can Start Today then How to Use Side Hustles to Pay Off Debt

Start Thinking About Retirement: Early Retirement Planning for Millennial Investing

I know this is a lot to take in. Upgrading your financial situation takes time and effort. But trust me, my friend it’s worth the effort. I have interviewed a ton of millennials, even millionaire millennials and it’s possible to change your financial situation. Want to see…

It’s worth the effort: How I Became A Millionaire

#3. Sign up for the email list:

N E W S L E T T E R

Join 2030+ others enter your email to receive a weekly roundup of tips and tricks from the money guide team.

#4. Check out the Recommended Products & Services

 Good Read: The Millionaire Fastlane

 Lowest Commission Stock Broker: Ally Invest

 Free Automated Investing: Betterment

 Repair Bad Credit: Credit Repair

 Automatic Investing: WiseBanyan

 Refinance Student Loans: SoFi

 Best Cash Back Site: Ebates

 Credit Repair: The Millionaire Fastlane

 Instant Gift Cards: InstaGC

 Paid Surveys: Swagbucks

>>Want more of my recommended money tools?

#5. Give Yourself A High Five

You’re here, which means you care. Whether you’re a total beginner or a money guru, you’re trying to improve yourself.

You want to live the life you deserve, regardless of your bank account amount (or anything else, for that matter). Well done, and welcome aboard!