8 Ways To Improve Your Personal Finance Situation

personal finance situation
Here are 8 ways to improve your personal finance situation. There’s no doubt in anyone’s mind that it is absolutely essential to properly manage personal finances. Whether you’re saving for a rainy day, making sure you’re covered if the car breaks down or the washer breaks, planning a vacation, budgeting… Read More

How Much Money is Enough to Achieve Financial Independence?

How Much Money Is Enough
How much money is enough to achieve Financial independence: what would you do if there was a never-ending stream of money available? The answer is unique to everyone, from buying a house to getting out of debt. To me, it’s about having the assets available to cover all my current… Read More

How My Most Expensive Mistake Changed My Life

Most Expensive Mistake
Here is a story of how my most expensive mistake changed my life. Now Let’s Talk Money: Meet Millennials Series with Ian Ian Spencer I haven’t always been financially responsible. When I was growing up, I had various part time jobs and I spent every dollar from those jobs. In… Read More

A Beginner’s Guide to Money Management and Budgeting

money management and budgeting
Taking the time to have better money management and budgeting skills can really pay off. Back in college, I would always procrastinate when it came to financial tasks. I’d find some reason or another to put off anything to do with money for another day. After a while, though, being… Read More

When Is an MBA Worth It?

is an mba worth it
Is an MBA worth it? If you’re debating whether or not to get a Master of Business Administration (MBA), in order to enhance your career opportunities, receive increased compensation and job promotions but are taken back about the cost of graduate school? The question becomes, is earning an MBA worth… Read More

The 3 Best Robo-Advisors in 2017

best robo-advisors in 2017
The 3 Best Robo-Advisors in 2017 Start Investing Today 1. Compare Compare which robo-advisors work best for you. 2. Open an account Open your account today on the provider's site where you will apply. 3. Invest Start investing with one of the best Robo-Advisors today. Top 3 Robo-Advisors in 2017… Read More

Millennials Are Screwed Financially, Or Are They?

millennials are screwed
When I started thinking about writing a piece for the Millennial Money Guide, there were so many things that I could mention to the millennial generation.  Do I mention that 50% of American households cannot afford an unexpected bill of $500 or more, or only 35% of credit card holders… Read More

Are Millennials Buying Homes? Should You Rent or Buy

Are Millennials Buying Homes
Are millennials buying homes? A survey conducted on existing-home sales report by the National Association of Realtors in mid-June shows that millennials are not showing interest in the American dream of owning a home. Rather, they are choosing to rent homes. Why? Should Millennials rent or buy? The housing market… Read More

Should You Seek Student Loan Forgiveness Under Trump or Pay Them off Early

student loan forgiveness trump
The average college undergraduate comes out of college roughly $30,000 in debt. Business professionals and other higher educational students who borrowed money had a median debt load of $41,000. This does not include the averages for law school or medical school graduates whose debt averages are much higher. Should you… Read More