Upskill To Fast Track Your Personal Finance Goals

Personal Finance Goals

I’ve felt very content with my career over the past few years. I have a good job and I am well on my way to achieve my personal finance goals and early-retirement goals. I’ve purposely avoided upskilling myself or completing any formal assessments of my skills as I haven’t seen the value in it. I don’t see myself working in a corporate for too many more years and don’t exactly have aspirations of climbing the corporate ladder. Thus, my progress on my financial goals has made me very content where I am.

Upskill to Fast-Track Your Goals

Something changed though two weeks ago as I accepted a LinkedIn message from a recruiter. I generally don’t respond to these but something in the message caught my attention. I realized that a change of company could instantly give me a 10 – 20% increase in salary and that in turn would fast-track my goals. I suddenly got excited and decided to go for an interview.

The interview was a disaster though and utterly humiliating. Even though I have many years of experience, I’m lacking skills in some of the latest trends and technologies. I was also put on the spot when asked why I had not kept up with personal learning and how-come I had no new qualifications to show. I left the interview feeling somewhat old and useless and thought that I should just stick it out with my current employer and current financial goals.

Luckily I have come to my senses and after some reflection, I have seen how upskilling myself can fast-track my goals! I’ve looked at the job requirements from the failed interview and matched them to courses and qualifications that I need. Luckily for me, I can cover the gaps by some short courses and only 3 exams. In fact, I can add 2 qualifications to my resume with very little effort.

I have gone ahead and booked my first online exam for next month. Here’s why:

Investing In Yourself Is Always Good

Investing in yourself in terms of learning new skills or getting some formal assessment of your skills is always a good thing. Keeping up with new trends and technologies in your field of work will not only help you do your job better, but will also make you more marketable. You could negotiate an increase or even look elsewhere. Many companies will even pay for your studies.

Remember too that your skills and experience will be yours forever! You never know when your skills will open up some great opportunity for you in the future. Perhaps to consult, start a business or simply do what you do better!

You may not see yourself working in the formal sector all your life, but having skills and qualifications can open doors that are currently unimaginable.

Fast-Track Your Personal Finance Goals

Whatever your personal financial goals are, the only ways to achieve them quicker are to earn more or spend less. By upskilling yourself you are working on increasing your income and depending on the potential increase, this could really make your goals become reality a lot quicker than planned for.

Where To Start?

Identify Skills You Are Lacking

Have a look at job sites in your field and see if there are any skills or qualifications that you are missing. Perhaps there are new technologies, software systems or research areas where you are lacking.


Calculate the cost in terms of time, money and energy that it will take to gain the missing skills. Make an informed decision as to whether it will be worth your while. It may not be right now, and that is fine, but don’t assume anything before doing the calculations.

Do it

The best time to start is right away! If you feel excited and motivated to do something, then do it now! Find a course or assessment that you can book, do your inquiries and make a booking as soon as possible! Once you have paid money towards something you will be far more motivated to follow through.

Reassess your skills every so often and make sure that you are making the best use of your time! Whatever it is that you do in order to earn a living, are you earning the best you can right now and can you fast-track your goals?

Life is definitely not about making the most money, but if there is a relatively easy path that will help you reach your personal finance goals quicker, then you should investigate it.

Brendan Dale

Brendan Dale

​Brendan runs the blog 'Take Charge of Your Money' which he set up after spending some time with people who have absolutely no control over their finances. His friends often ask for advice and he decided to start a blog to share ideas a concepts on how to really take charge your money and make it work for you.
Brendan Dale

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Some of the links in this post are from our sponsors, but all opinions are my own.


    • It’s so important but I don’t know many people that actively do it! Maybe, I am hanging out with the wrong crowd.

      Life can be get so busy, but taking some time to reinvest in yourself by obtaining a new certification in your respective field, or even revising/updating your resume can help you get that new job with a 10-20% salary increase. That’s gotta help your financial goals. Thanks for stopping by Lance!

    • Thanks Lance

      I can’t believe how short-sighted I’ve been up to now. Pleased that my awful interview has turned into something positive. I’m busy preparing for my first exam right now and excited for the future!



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